Ready to make some updates, renovate a fixer-upper, or build your home from the ground up? We can help.
We built our dream home with Pathfinder Bank by our side. From the renovation to the finishing touches, our custom-made home is perfect for our family" -The Rashid Family, Home Loan, Syracuse NY
Key Features
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Competitive Rates
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Flexible Terms
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Local, Trusted Lenders
Construction to Permanent
Secure both the construction and permanent financing for your home in one easy closing process.
- Competitive Rates
- Extended rate lock options available
- Pay interest only during construction
- In-house construction specialist to handle draws as construction progresses
- Rolls into permanent mortgage upon completion
- One-time closing saves you time and money on closing costs
- Flexible loan terms with a variety of financing options
- Local, experienced lenders dedicated to providing you with personalized attention throughout the entire process
- Bank approval of General Contractor required
Renovations & Remodels
If you’re planning to buy a house that needs immediate renovation or wish to transform your current house into your modern dream home, there are many options for financing these projects. With a renovation loan you bundle your home repair costs into your home mortgage for one simple monthly payment.
- Competitive Rates
- Extended rate lock options available
- Popular option for borrowers purchasing fixer-uppers
- Purchase or refinance and make repairs/improvements with one loan
- Renovation funds are bundled into your mortgage so you only have one closing, and one monthly payment!
- Loan amount based on “as-completed” appraised value of the home
- Cosmetic and/or structural renovations allowed
- Flexible loan terms with a variety of financing options
- Bank approval of General Contractor required