Let your home lend you what you need. By using your equity as collateral, you can lock in competitive financing.
Key Features
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Competitive Rates
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Flexible Terms
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Local, Trusted Lenders
Details
- Competitive rates for short-term or one-time needs, such as education expenses or debt consolidation
- The existing equity in your home is used as collateral backing
- Repayment terms that work with your budget
- Local decision-making and processing in Central New York
- Professional, friendly service every step of the way
Home Equity Line of Credit (HELOC)
- Competitive, variable rates for ongoing needs, such as home improvements or emergency reserves
- The existing equity in your home is used as collateral backing
- Repayment terms that work with your budget
- Apply just once to reuse funds again and again
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified Pathfinder Bank checking account
- Set up automatic payments to be deducted from your account monthly
- Local decision-making and processing in Central New York
- Professional, friendly service every step of the way
Tax Deductibility: Pathfinder Bank doesn't offer tax advice. Please consult your tax advisor regarding the deductibility of interest for home improvements.