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Our Premier Checking is an interest-bearing account with enhanced benefits that a deeper relationship with Pathfinder Bank can provide. Enjoy tiered interest and surcharge free ATM usageas a thank you for banking with us.

Key Features

  • Key Feature One Tiered Interest
  • Surcharge Free ATMs Surcharge Free ATMs
  • Free Wallet Style Checks Free Wallet Style Checks

You can easily upgrade your existing account by visiting a branch, or calling 315-343-0057

  • $500 minimum deposit to open
  • Tiered interest rate for higher rates on larger balances
    • $500 minimum daily balance to earn interest
  • $1,000 minimum daily balance to avoid the $15.00 monthly service fee
  • Unlimited check writing
  • Free wallet-style checks
  • Overdraft protection available
  • Free debit card with Allpoint network ATM access1
    • Enjoy free access to over 55,000 surcharge-free ATMs to withdraw money worldwide with Allpoint network ATMs found in places you already shop like Target, CVS, and Walgreens
    • Earn rewards on signature-based purchases with our uChooseRewards program.2
  • Easy 24/7 access with our free Online Banking and Pathfinder Bank Mobile App
    • View account activity and balances, transfer money, pay bills through Online Bill Pay, send money with Zelle®, set up Account Alerts (text message or e-mail), sign up for Text Message Banking and more3
  • Free e-statements4

1 If using any international, non-Allpoint or non-Pathfinder Bank ATM, a $2.00 ATM fee per withdrawal will apply as well as any possible fees charged by the third-party ATM holder.

2 uChoose Rewards is a registered trademark of Fiserv, Inc.

3 There is no charge from Pathfinder Bank for mobile banking, mobile payments, or text banking. However, you should review your mobile device plan for any fees that your service provider may charge. Check your plan for details. Your carrier may limit access outside the U.S. To access Text Banking and Mobile Alerts, log in to Online Banking and click on the Administration tab. From there, select Mobile Banking and follow the onscreen instructions to enroll.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Apple Pay and the Apple logo are registered trademarks of Apple Inc. App Store is a service mark of Apple Inc. Google Pay, Google App Store and the Google Pay logo are trademarks of Google, LLC. Samsung Pay is a registered trademark of Samsung. 

4 There is a $2.00 service fee to receive paper checking account statements. Refer to fee schedule.

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